Projected Interest Rates For 2025. Federal reserve officials projected just two rate cuts in 2025, and they made it clear that future reductions would hinge on inflation progress. While the fed has signaled plans for one more rate cut for 2024, housing market experts expect mortgage rates to remain stubbornly high and only gradually ease as we move into 2025.

While the fed has signaled plans for one more rate cut for 2024, housing market experts expect mortgage rates to remain stubbornly high and only gradually ease as we move into 2025. Lawrence yun predicts multiple interest rate reductions by the federal reserve through 2025.